You won't always be a poor college student. And let's hope that by the time you get your first job, they haven't dropped it again. It's less than half what it started, it could be half that in another year. That's only $75K and remember, that's FAMILY income. Say you fall in love, get married. You become a teacher. Your beloved gets a normal not rich person job of "help desk clerk" Take the average salaries for those two things, suddenly y'all are a household of $85,358! Suppose you snag a really rich person, like say a physical therapist -- now the two of you are up to $118,000. One of you gets one little raise, and suddenly you're rich.